Almost everyone who buys their own home gets a mortgage to pay for it. There are many different types of mortgages, and it's important to understand how they work so you can choose one that suits your needs. If you think you've chosen the wrong mortgage, it may be possible to switch to a new one. Please contact an Accredited Financial Advisor and take Professional Advice.

Help to pay your mortgage arrears

If you are claiming benefits, you may be able to get help with your housing costs, including mortgage interest and interest on loans you have taken out for repairs or improvements.

Who can get help with housing costs?

If you own your home, the following benefits can include payments towards your housing costs, including mortgage interest:

  • income support
  • income based jobseeker's allowance
  • income related employment and support allowance
  • Pension credit (appropriate minimum guarantee)

To see if you qualify for help with your housing costs – contact a Gemap advisor

Mortgage Arrears information