Key questions and help for fuel problems

Coronavirus (COVID-19) and your energy supply

Support for self-employed through the Self-employment Income Support Scheme

The Self-employment Income Support Scheme (SEISS) will support self-employed individuals (including members of partnerships) who have lost income due to coronavirus (COVID-19).

This scheme will allow you to claim a taxable grant worth 80% of your trading profits up to a maximum of £2,500 per month for the next 3 months. This may be extended if needed.

Claim a grant through the Self-employment Income Support Scheme.

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If your employer says you’re being ‘furloughed’

This means your employer is using the Coronavirus Job Retention scheme. You’re still employed by your employer while you’re not working.

How much do I get?

The government will work out 80% of your normal pay before tax - also known as your ‘gross pay’. You can’t get more than £2,500 a month, even if 80% of your gross pay is more than this.

Your employer might decide to pay you the extra 20% so you get 100% of your normal gross pay, but that is their choice.

80% of your normal pay might mean you can qualify for additional help from the benefit system. (see our benefit sections).

Your employer can backdate this to 1st of March.

If you and your employer pay into a workplace pension scheme

The Coronavirus Job Retention scheme will pay your employer enough to make the minimum contribution to your pension - this is 3% of your earnings. If your employer was paying more than 3%, they might stop paying the extra amount while they’re paying you through the Coronavirus Job Retention scheme.
 
You’ll still pay your pension contributions from your salary.

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Claim a grant through the coronavirus (COVID-19) Self-employment Income Support Scheme...

GOVERNMENT WEBSITE - CLICK HERE

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BANKSvirusTWITTER

If you have any concerns relating to your financial situation and your bank, please check out the support

announcements from all the major banks on how you may be impacted and how the banks are accommodating personal account issues in these testing times. The link to your own bank(s) should be on this list...

Halifax

https://www.halifax.co.uk/helpcentre/coronavirus/Default.asp

Lloyds

https://www.lloydsbank.com/help-guidance/coronavirus.html

Bank of Scotland

https://www.bankofscotland.co.uk/helpcentre/coronavirus.html

TSB

https://www.tsb.co.uk/coronavirus/

Nat West

https://supportcentre.natwest.com/Searchable/1459340472/I-m-worried-about-Coronavirus.htm

Santander

https://www.santander.co.uk/personal/coronavirus

Barclays

https://home.barclays/news/2020/03/supporting-our-customers-and-clients-impacted-by-coronavirus--co/  

HSBC 

https://www.hsbc.co.uk/help/coronavirus/

Nationwide

https://www.nationwide.co.uk/support/coronavirus

Clydesdale

https://secure.cbonline.co.uk/personal/coronavirus-information/

Virgin Money

https://uk.virginmoney.com/contact/support-hub/coronavirus/

Ulster Bank

https://digital.ulsterbank.ie/personal/help-and-support/service-status.html

Co-operative Bank

https://www.co-operativebank.co.uk/news/2020/coronavirus-support-personal-customers?int_cmp=_srcosoother_prdserv_cmpphpcoronacustomers

Bank of Ireland

https://www.bankofireland.com/coronavirus-update/