Money Advice

Everybody from time to time gets into some financial difficulty, very often it’s caused by an unexpected event,
• Sickness
• Bereavement
• Loss of employment
• Reduced hours
• Moving home
• Anything to do with kids

Often it can feel overwhelming trying to cope with the sudden financial pressures. The key to dealing with debt is:

DO NOT PANIC. IT CAN BE SORTED!

At GEMAP we have a range of interventions that we can pursue to get your finances back on track, (see below for details). And as we are a publicly funded body all of our services are FREE AND COMPLETELY CONFIDENTIAL.

Debt arrangement Scheme

Trust Deeds

Sequestration

Minimal Asset Process

Repayment Plans

Full and Final Settlement

Write offs

Equity Release

Mortgage to rent

Prescription and Limitation (Scotland) Act 1973